Progressive Insurance Overview

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This topic contains 2 replies, has 2 voices, and was last updated by Profile photo of Norma Norma 1 day, 12 hours ago.

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  • #9751
    Profile photo of Norma
    Norma
    Participant
    • Texas
    Cheers: 5 970

    Since there have been so many questions about this, I’m posting the information I have available on my Progressive insurance policy.  This is a Full-Timer’s policy.  Attached is the actual Policy Contract.  My policy costs $641 a year.

    For me, the following applies for a loss:

    “When the covered vehicle is, at the time of loss, the fifth preceding model year or older, the applicable limit of liability will be the purchase price reduced by the applicable deductible.”

    {nothing I’ve posted here contains any personal information}

    Coverage & Premium Information
    1996
    Eldor

    BODILY INJURY & PROPERTY DAMAGE LIABILITY    $140.00
    BI $100,000 EACH PERSON – $300,000 EACH ACCIDENT
    PROPERTY DAMAGE LIABILITY – $50,000 EACH ACCIDENT
    UNINSURED/UNDERINSURED MOTORIST BODILY INJURY    $21.00
    $100,000 EACH PERSON – $300,000 EACH ACCIDENT
    MEDICAL PAYMENTS $5,000 EACH PERSON    $7.00
    COMPREHENSIVE ACTUAL CASH VALUE    $212.00
    AT TIME OF LOSS $500 DED
    COLLISION ACTUAL CASH VALUE    $80.00
    AT TIME OF LOSS $500 DED
    MEXICO COVERAGE    INCL
    FIRE DEPARTMENT SERVICE $1,000    INCL
    EMERGENCY EXPENSE $7,500    $22.00
    $10,000 REPLACEMENT COST PE $100 DED    $63.00
    ROADSIDE ASSISTANCE    $26.00
    UNINSURED MOTORIST PROPERTY DAMAGE – REJECTED
    PERSONAL INJURY PROTECTION – REJECTED

    Premium by Vehicle    $571.00
    Policy Level Coverage
    Trailer (Used With Motorhome And Included With    INCL
    Comprehensive And Collision Coverage)
    The Lesser Of Acv Less Ded Or $2,500
    Full Timer’s Package (Continued On Back)    $68.00
    Personal Liab $100,000 Person/$300,000 Accident
    $5,000 Med Pay Each Person/$50,000 Each Accident
    $5,000 Loss Assessment
    $5,000 Storage Shed Contents $100 Ded
    Automobile Burglary/Theft Prevention Fee    $2.00
    Total Policy Premium    $641.00


    Attachments:
    • PGRPolicyContract

      PGRPolicyContract

    1996 Honorbuilt Eldorado C320 "Lurch" | Chewbacca is my co-pilot

    #9770
    Profile photo of Spirit
    Spirit
    Participant
    • Massachusetts
    Cheers: 856

    Thank you Norma  ;-) ! I will have to print it out and get ready as I know they will ask a ton of questions. How did you choose an address? I have to think of where I will have an addy as my home will be nomadic.

    #9772
    Profile photo of Norma
    Norma
    Participant
    • Texas
    Cheers: 5 970

    I just used the address I have now, Spirit.  I won’t be a nomad until later this year.  :)

    1996 Honorbuilt Eldorado C320 "Lurch" | Chewbacca is my co-pilot

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